Zurich Assist

Access to the worldwide services for Emergency Assistance including:

·  access to medical practitioners for emergency assistance and advice

·  medical repatriation / evacuation

·  advice and assistance with lost luggage (including passport).

Overseas medical expenses

Reasonable medical costs necessarily incurred outside of an insured persons country of residence (and outside of Australia).

Personal accident and sickness

·  accidental Death benefit

·  lump sum capital benefits for listed disablements

·  loss of income benefits

·  lump sum surgery benefits

·  fractured bones benefits

·  dental benefits.

Travel disruption

·  loss of deposits benefit

·  cancellation and curtailment benefits

·  alternative employee/resumption of assignment benefits

·  missed transport connection benefit

·  hijack and detention benefits.

Baggage cover

Coverage includes loss or theft of, or damage to:

·  personal and business property

·  electronic equipment

·  money and travel documents.
Also includes coverage for delayed, misdirected or temporary mislaid personal property.

Vehicle excess waiver

Includes excess waiver coverage for both:

·  rental vehicles; and

·  personal (private) vehicles.

Political unrest and natural disaster evacuation

Cover for certain costs associated with the evacuation of insured persons due to:

·  political unrest; or

·  a natural disaster
occurring in the country they are travelling in.

Personal liability cover

Cover for insured persons legal liability to pay damages in respect to:

·  bodily injury caused to other persons; and

·  loss of damage to property.

Kidnap and ransom

Benefits include:

·  reimbursement of extortion /ransom monies

·  costs associated with retaining independent security consultants in respect to kidnap.

Extra territorial workers compensation

Benefits include cover for difference in workers compensation entitlements for employees when travelling to work between states/territories of Australia.